Money & Finance
Petrol Station Took £99 or £100? What That Charge Is
Pay at pump places a hold far bigger than your fuel, and it is not a payment. Here is when the real amount lands and what to do if it sticks.
🧾 Topic · 32 guides
What's that on my bank statement?
Statements name the payment processor, not the shop — which is why a perfectly ordinary purchase can look like fraud. Here is every code and descriptor we have explained, from the everyday abbreviations to the ones that send people straight to their bank.
🧾 Every mystery code and charge⏰ Payment times by benefit and by bank🏡 Fences🏦 Who has one💷 A pony🔑 Sold STC
Money & Finance
What Is Uber on My Bank Statement? Charges Explained
One trip can leave three separate lines on your statement, and one of them is not a payment at all. Here is how to tell a hold from a real charge.
Money & Finance
What Does ATM Mean on a Bank Statement?
ATM on a bank statement means a cash machine withdrawal. Here's how to read the location shown, why the amount may include a fee, and what to do if you don't recognise it.
Money & Finance
What Does CHQ Mean on a Bank Statement?
CHQ on a bank statement means cheque — either one you paid in or one you wrote. Here's how to tell which, and how long a cheque takes to clear.
Money & Finance
What Does INT Mean on a Bank Statement?
INT on a bank statement means interest — either paid to you on savings or charged to you on an overdraft. Here's how to tell which and what to check.
Money & Finance
What Does POS Mean on a Bank Statement?
POS on a bank statement means Point of Sale — a card payment made in person. Here's how to identify the retailer and what to do if the name looks unfamiliar.
Money & Finance
What Does SAL Mean on a Bank Statement?
SAL on a bank statement means salary — your wages being paid in. Here's how to read the entry, why the amount varies, and what to check if it's missing.
Money & Finance
What Does VIS or DEB Mean on a Bank Statement?
VIS on a bank statement means a Visa card transaction and DEB means a debit card payment. Here's what each tells you and how to identify the payment.
Money & Finance
Bank Statement Codes and Abbreviations Explained
What do the codes, abbreviations and mystery payment names on your bank statement mean? A plain-English guide to every common one, from BGC and DD to SumUp, Zettle and SQ.
Mortgages
How Bank Statements Affect Your Mortgage Application
Mortgage lenders read your bank statements to see how you really manage money. What they check, how overdrafts and gambling look, and how to tidy your statements before you apply.
Money & Finance
What Does CHG Mean on a Bank Statement?
CHG on a bank statement means a charge — a fee the bank itself has taken, such as an overdraft, packaged account or overseas transaction fee.
Money & Finance
What Do CR and DR Mean on a Bank Statement?
CR means credit — money in. DR means debit — money out. On a statement they show the direction of each entry, and whether your balance is positive or overdrawn.
Money & Finance
What Do FPI and FPO Mean on a Bank Statement?
FPI means Faster Payment In and FPO means Faster Payment Out — money arriving from, or sent to, another UK bank account, usually within seconds.
Money & Finance
What Is AMZNMktplace or AMZ* on My Bank Statement?
AMZNMktplace, AMZ* and Amazon Digital are all Amazon charges — but for different things. Here's what each means and how to match it to an order.
Money & Finance
What Is APPLE.COM/BILL on My Bank Statement?
APPLE.COM/BILL never says what you actually bought, and it covers every Apple service at once. Here is how to see the exact purchase, and cancel it.
Money & Finance
What Is GOOGLE *TEMPORARY HOLD on My Bank Statement?
A GOOGLE *TEMPORARY HOLD is not always yours, and if you never set up a Google payment it needs checking. Here is when it clears and when to act on it.
Money & Finance
What Is Klarna on My Bank Statement?
A Klarna charge is an instalment on a buy-now-pay-later purchase — so it appears weeks after you shopped, for part of the total. Here's how to track it.
Money & Finance
What Is PAYPAL or PP* on My Bank Statement?
PAYPAL, PP* and PYPL entries are payments made through PayPal — the merchant's name usually follows. Here's how to find out who actually took the money.
Money & Finance
What Is SQ * on My Bank Statement?
SQ * means the payment went through Square, the card reader used by cafés, market stalls and small businesses. The merchant's name usually follows the star.
Money & Finance
What Is TFL TRAVEL CH on My Bank Statement?
TFL TRAVEL CH almost never matches one journey, which is why the amount looks wrong. Here is how to see which taps it covers, and what if it isn't yours.
Money & Finance
What Does BGC Mean on a Bank Statement?
BGC on a bank statement means Bank Giro Credit — money paid into your account, such as wages, a transfer or a cheque or cash credit. Here's what it means.
Money & Finance
What Does BP Mean on a Bank Statement?
BP on a bank statement means Bill Payment — a one-off payment you make to a payee or biller. Here's what it means, why it appears and how to check it.
Money & Finance
What Does DD Mean on a Bank Statement?
DD on a bank statement means Direct Debit — a payment you've authorised a company to collect, in amounts that can vary. Here's what it means and more.
Money & Finance
What Does Pending Mean on a Bank Statement?
A pending transaction on your bank statement is authorised but not yet cleared. Here's why it appears, when it clears, and why it can change.
Money & Finance
What Does SO Mean on a Bank Statement?
SO on a bank statement means Standing Order — a fixed, regular payment you set up yourself to pay the same amount on a set schedule. Here's what it means.
Money & Finance
What Does TFR Mean on a Bank Statement?
TFR on a bank statement means Transfer — money moved between accounts, either your own or to and from someone else. Here's what it means and how to check it.
Money & Finance
What Is SumUp on My Bank Statement? How to Trace It
A SumUp charge names the card machine rather than the business, so it often looks unfamiliar. Here is how to identify the trader and check it was you.
Money & Finance
What Does "Advice Confirms" Mean on a Bank Statement?
'Advice confirms' usually sits next to a transaction you did not recognise. Here is what triggers the wording, and how to trace the payment behind it.
News
Unknown Bank Giro Credit
Confused by an unknown bank giro credit? Unravel the mystery and take action with our guide. Verify legitimacy, protect your info, and seek bank assistance.
Mortgages
What Do Mortgage Lenders Look For on Bank Statements?
Mortgage lenders check your bank statements for affordability, gambling, overdrafts, undisclosed debts and large unexplained deposits. Here's what matters.
News
What Is This Charge on My Bank Statement?
Spotted a charge you don't recognise? Here's how to identify mystery payments on your statement, the common culprits behind odd names, and what to do if it's fraud.
News
What Is Zettle on My Bank Statement? How to Find the Shop
A Zettle charge names the card reader, not the shop, which is why you may not recognise it. Here is how to work out which business took the payment.