News
Bank of England Base Rate: What It Means for Your Mortgage and Savings
The Bank of England base rate is 3.75%. Here is what the current rate means for your mortgage, savings and borrowing, in plain English, and what may happen next.
The money desk
News & updates
The latest on rates, tax, housing and the economy, explained in plain English, with what it actually means for your money.
News
Energy Price Cap July 2026: What the 13% Rise Means for You
Ofgem's energy price cap rose 13% from July 2026. Here is what the cap is, what it means for your bills, and practical ways to bring your energy costs down.
News
ISA Allowance 2026/27: Use It Before the 5 April Deadline
Your ISA allowance is £20,000 for 2026/27 and it does not roll over. Here is what the allowance covers, the types of ISA, and what to do before the 5 April 2027 deadline.
News
Stamp Duty Rates 2026: What You'll Pay When You Buy
The current stamp duty (SDLT) rates for England and Northern Ireland, what first-time buyers and second-home buyers pay, and how to work out your bill.
News
38% of Listed Properties Across England Reduce Asking Price
38% of Listed Properties Across England Reduce Asking Price.
News
Reasons To Use a Financial Adviser
5 reasons why you should start your journey with a financial adviser today.
News
9 Ways to Penny Pinch This Christmas Without Becoming the Family Scrooge
9 Ways to Penny Pinch This Christmas Without Becoming the Family Scrooge
News
Are Banks Open Today?
Are banks open today? Use our live checker and interactive UK bank holiday calendar for England, Wales, Scotland and Northern Ireland — plus opening hours, payment delays and 24/7 online banking.
Mortgages
Avocado:House Deposit Index: The Impact of Avocado Prices on Saving for a House.
Discover the Avocado:House Deposit Index, revealing surprising insights into avocado prices and UK house deposits over 20 years. Unveil the real secrets to homeownership with data-driven strategies.
News
Balancing Work and Life: Strategies for Gig Economy Workers
In today's fast-paced and ever-evolving world, many individuals are turning to the gig economy as a way to achieve more
Money & Finance
Bitesize: What is a pension? | Insights from the experts
Pension - A financial product called a pension enables you to accumulate savings for your retirement.
News
Building Society Roll Number: How It Works
Discover the importance of the building society roll number in managing your finances. Learn what building societies are, how roll numbers differ from account numbers, and where to find them.
News
Can a Bank Transfer Be Reversed?
Learn about reversing bank transfers: Timing matters. Swift action can help undo mistaken transfers, but it's essential to act promptly. Find out more.
Money & Finance
Can Children Invest?
Children benefit from significant tax-efficient allowances through Junior ISAs and Junior SIPPs.
News
Can Universal Credit Check My Bank Account?
Many people wonder whether the DWP, the body behind Universal Credit, can check your bank account. The DWP has legal powers to access financial information in certain circumstances. This outlines what they are.
News
Can You Pay Rent With A Credit Card?
Exploring paying rent with credit cards: Learn about possibilities, fees, credit score impact, and alternatives in challenging times. Make informed financial decisions.
News
Cost of Living Payments: What Was Paid and Support Available Now
The government's Cost of Living Payments scheme ran from 2022 to early 2024. Here's what was paid, who was eligible, and where to find help with bills today.
News
Cockney Slang for Money: The Complete Guide
A quick guide to Cockney slang for money — quid, pony, monkey, ton, score, grand and bag — with a handy table of what each amount really means.
News
Disadvantages Of Using a Debit Card Abroad
Considering The Disadvantages Of Using a Debit Card Abroad
News
Do Banks Notify HMRC of Large Deposits?
Discover HMRC's access to financial data & its widened power through FINS. Learn the importance of separating finances.
News
Evolution of Taxation Systems: Development of Taxes Through Time
In the ever-evolving landscape of finance, taxation systems have played a crucial role in shaping societies.
News
Exploring Coin Collecting: What Makes Coins Valuable?
Coin collecting, also known as numismatics, is a fascinating hobby that has captivated enthusiasts for centuries.
News
Financial Freedom on the Go: 7 iPhone Apps for Entrepreneurs
Financial Freedom on the Go: 7 iPhone Apps for Entrepreneurs
News
How to find an adviser in the UK
Learn what to look for when choosing a financial adviser, including whether location matters,
Mortgages
Fire Safety Ratings and their Impact on Mortgages
Learn about fire safety ratings and their influence on mortgages. Understand B2, A3 ratings, the remedial requirements and lenders' criteria.
News
How AI Could Help Build Wealth
How artificial intelligence is reshaping investing, business and personal finance.
News
How Does Revolut Work?
Revolut: revolutionising banking with digital services. How does Revolut work? Multi-currency, budgeting, and international transfers. A game-changer for global finance.
News
How Long Does It Take To Build A House?
We explore the stages of building and provide you with a breakdown of the estimated timeframes for each phase.
Mortgages
How Many Boxes Will I Need to Move House?
Discover the exact number of boxes you'll need for a hassle-free move! Essential tips to estimate boxes based on home size and factors.
News
How Much Money Is In The World? A Ticking Timebomb
Explore the complex question of How much money is there in the world?
News
How much value can be added to a house?
In this comprehensive guide, we will explore various ways to add value to your home
News
How To FI: When Will You Be Financially Independent?
FI stands for Financial Independence. Here is how to achieve it...
News
I Got Scammed on Facebook Marketplace, What Can I Do?
I Got Scammed on Facebook Marketplace, What Can I Do?
Money & Finance
In for a penny, in for a pound – the importance of pension planning. | Insights from the experts
What is pound cost averaging?
News
IPS Delivery Scam: Protect Yourself From Online Fraud
IPS Delivery Scam Protect Yourself From Online Fraud
News
Is BACS The Same As a Bank Transfer?
BACS and bank transfers are terms often mixed up, but they're different. BACS is a UK system for electronic payments like direct debits, taking 3 days. Bank transfers include BACS, CHAPS, Faster Payments, with varying speeds.
News
Is Chase Bank Ethical?
Explore the question is Chase Bank ethical? While they excel in banking they're criticised for fossil fuel links. Learn about ethical banking, environmental impact, and the call for change.
Mortgages
Is It a Good Time To Buy a House?
Is it a good time to buy a house? We look at the factors that really matter — affordability, mortgage rates, how long you plan to stay, and the risks to weigh up — rather than trying to time the market.
News
Is It Safe to Share Your Sort Code and Account Number?
Is It Safe to Share Your Sort Code and Account Number? Learn about the risks and precautions. Protect your banking information from fraud and identity theft.
News
Is It Worth Working 20 Hours a Week?
Working 20 hours a week can suit your life and your tax position, but there are trade-offs. We weigh up pay, tax, benefits, pensions and work-life balance.
News
Nationwide Roll Number: Know Your Building Society
Learn about Nationwide's transition from roll numbers to sort codes and account numbers, and how it benefits customers. Find out where to locate your sort code and account number and discover convenient ways to access your account balance and transactions.
Money & Finance
Pension limits: the lifetime allowance has gone
The pension lifetime allowance was abolished from April 2024, and the annual allowance now sits at £60,000. Here's what the changes mean for your savings.
Reviews
Raisin Review: The Smart Open Banking Savings Innovators
Sunny Avenue reviews Raisin, the smart open banking savings aggregator. Is this the future of your personal savings? We consider the safety, convenience, and interest rates available.
Money & Finance
Raising Financially Smart Children: Fun ways to teach personal finance
Teaching your kids about personal finance doesn't have to be boring. Discover fun and creative ways to raise financially smart children with our helpful guide
News
Interest Rate Rises and Movers - What Our Survey Found
Our survey found 75% of would-be movers delayed their plans when interest rates climbed. Here is what homeowners told us, and how the picture looks now.
News
Facebook Marketplace Scams: Don't fall for these
Learn how to protect yourself from Facebook Marketplace scams. Discover common scam tactics, red flags to watch for, and practical tips to stay safe while buying and selling online.
News
How Much is a Score in Money? Same as a Bobby.
Discover the fascinating world of Cockney slang, from the meaning of a score, to learning how much a score in money is, its creativity, and impact on language and culture.
News
Sheetrim Transport Scam: Protecting Yourself from Online Scams
Breaking down the Sheetrim Transport Scam
Money & Finance
Developments to personal finance in 2023
A look back at the financial developments that reshaped UK personal finance in 2023 - plus where the key allowances and rules stand now in 2026/27.
News
What To Do When Someone Is Using Your Name and Address Fraudulently
What To Do When Someone Is Using Your Name and Address Fraudulently
Money & Finance
The 8.5% State Pension Boost of April 2024 (and Where Things Stand for 2026/27)
How the 8.5% triple lock rise of April 2024 played out, plus the current full new State Pension figures for the 2026/27 tax year.
Money & Finance
state pension age moving the goalposts
The Government has previously stated that any change in the state pension age timeline will give individuals at least 10 years notice, despite the fact that this would undoubtedly have an impact on the retirement plans of millions of people.
Money & Finance
Swimming pools and ISA's | Insights from the experts
ISAs are important, especially if you're saving for a swimming pool.
News
The 10 Most Important Home Improvements To Add Value To Your Home
The 10 Most Important Home Improvements That Add Value To Your Home
News
The ItonSearch Scam: Protecting Yourself from Online Threats
Learn how to remove the ItonSearch scam software and protect yourself online
News
What is a Ton of Money?
Explore the fascinating world of a ton of money and uncover its meaning, value, and symbolic significance.
News
Tricks To Get A Council House: What Councils Don't Tell You
Discover tricks to get a council house: Stay proactive, bid strategically, and explore alternatives for faster housing solutions. Read what the councils aren't telling you about housing here.
News
Unknown Bank Giro Credit
Confused by an unknown bank giro credit? Unravel the mystery and take action with our guide. Verify legitimacy, protect your info, and seek bank assistance.
News
What Bank Details Are Needed To Receive Money?
Learn how to securely receive money with essential bank details for domestic and international transactions.
News
What Can Go Wrong Between Exchange And Completion?
Are you wondering what can go wrong between exchange and completion? Don't worry, this insight explains all and helps you through the final stage of purchasing a home
News
What Can Someone Do With Your National Insurance Number?
Discover the risks of National Insurance number compromise and how to protect yourself. Learn about identity theft, scams, and practical prevention tips
News
What Does Let Agreed Mean?
What does "let agreed" mean when renting? We explain the difference between let agreed and let, what it means for tenants and landlords, and whether you can still view or offer on the property.
News
What is Bartering: Exploring Alternative Ways to Exchange Goods and Services
What is Bartering? Exploring Alternative Ways to Exchange Goods and Services.
News
What Is The Account Name For a Bank Account?
Discover the importance of bank account names in banking. Learn how they identify account holders, types of accounts, and common mistakes to avoid
News
What Is This Charge On My Bank Statement?
Have you ever looked at your bank statement and wondered,
News
What Time Do DWP Payments Go Into Your Bank?
Discover when DWP pays into your bank account. Get insights on payment timings and ensure you receive your benefits on time.
News
Mortgage Etymology: YOUR DEATH PLEDGE
Learn the dark history of where the word 'Mortgage' comes from, also know as Mortgage Etymology.
News
Who Owns the Bank of England?
The Bank of England is wholly owned by HM Treasury on behalf of the public, yet operates independently. We explain its ownership, history and independence.
Money & Finance
Why Does Inheritance Tax Exist?
Discover why inheritance tax exists in the UK, its purpose, impact on individuals, and strategies for mitigating tax liabilities.
News
Why is Ryanair So Cheap?
Find out Why Ryanair are so cheap, including details on their business model and how they can operate to minimal costs compared to their competitors.
News
Why Should I Consider Investing in Property Overseas?
Investing in property overseas is a popular choice for many individuals looking to diversify their investment portfolios
News
Working From Home is Killing Your Chances of Financial Freedom
We uncover the unexpected downsides of the remote work revolution.
