House Valuation for Equity Release
With equity release, how much cash you can unlock depends on two things: your home's value and your age.
The provider will arrange a formal valuation by an independent surveyor, but it's worth estimating the figure yourself first so you know roughly what to expect.
Estimate your home's value first
The tool above gives you a free, data-backed estimate of what your home is worth today. Pair it with our equity release calculator to see roughly how much you might be able to release.
How your home's value sets the amount
Equity release lenders lend a percentage of your home's value that rises with your age — an older borrower can release a larger share. So the bigger your home's value, the more cash the same percentage unlocks.
The provider's valuation
Once you apply, the provider arranges an independent surveyor to value your home; this is the figure the offer is based on. It can differ from an online estimate, because a surveyor sees your home's actual condition, so treat ours as a guide to plan around, not the final number.
Track it for free. Pop your email into the tool above and we'll send a free update when prices in your area move — no account, no estate-agent calls, no catch.
Frequently asked questions
Who values my home for equity release?
An independent surveyor, arranged and usually paid for by the equity release provider as part of your application. Their figure is what your offer is based on.
How much can I release from my home?
It depends on your home's value and your age — older borrowers can release more. Estimate your value with the tool above, then use our equity release calculator for a rough figure.
More house valuation guides: For selling · For capital gains tax · For staircasing · How much has it gone up? · For divorce · For probate · Without an estate agent
For the full tool and method, see our house value calculator and how we estimate home values.
General information only, not a formal valuation. Estimates use area averages and can't see your specific home — for a precise figure use a RICS surveyor or local agent.
