House prices in City of Derby
The average house price in City of Derby is £205,425, based on the latest May 2026 HM Land Registry House Price Index. Over the past year, prices in City of Derby have risen (+2.0%), and over the last five years they have risen strongly (+19.0%). Five years ago the average was around £172,643. That puts City of Derby 30% below the England average of £292,095. That makes City of Derby the 263rd most expensive of 317 local authorities in England & Wales, and the 170th fastest-rising over the past year.
House prices in City of Derby peaked at around £207,355 (December 2024). Since 1995 the average has changed by +428.1%. Adjusted for inflation, prices are -6.5% in real terms over the last five years — so in today’s money they have lagged behind the wider cost of living. Remember this is an area average — your own home’s value depends on its exact street, size and condition.
How City of Derby compares
| Area | Average price | 1 year | 5 years |
|---|---|---|---|
| City of Derby | £205,425 | +2.0% | +19.0% |
| England | £292,095 | +2.3% | +16.3% |
| Great Yarmouth | £205,316 | -0.5% | +12.0% |
| Kirklees | £205,971 | +4.1% | +25.7% |
| Swansea | £206,087 | +1.1% | +24.0% |
Areas with similar house prices
- Great Yarmouth — £205,316
- Kirklees — £205,971
- Swansea — £206,087
- Newcastle upon Tyne — £207,029
- Gwynedd — £203,619
- West Lindsey — £207,424
Compare with the England average, or browse all areas and the latest movers.
Frequently asked questions
What is the average house price in City of Derby?
The average house price in City of Derby is £205,425 as of May 2026, according to the HM Land Registry House Price Index. This is an average across all property types.
Are house prices in City of Derby rising or falling?
Over the last 12 months, average prices in City of Derby have risen (+2.0%). Over five years they have risen strongly (+19.0%). Month-to-month figures can be volatile, so the yearly trend is more reliable.
How much deposit do you need to buy in City of Derby?
On the average City of Derby home, a 10% deposit is about £20,543, and a 5% deposit around £10,271. Your mortgage is then based on the rest — see how that looks with our mortgage calculator.
Where do house prices in City of Derby rank in the UK?
Of 317 local authorities in England & Wales, City of Derby is the 263rd most expensive and the 170th fastest-rising this year. See the full rankings and movers.
How can I find out what my City of Derby home is worth?
Use our free house value calculator — enter your postcode and what you paid, and it estimates today's value from Land Registry data. For a precise figure, ask a local estate agent or RICS surveyor.
Contains HM Land Registry data © Crown copyright and database right. Open Government Licence v3.0.