David Cole - Equity Release Specialist

David Cole - Equity Release Specialist (FCA Reg No:604664)

David Cole - Equity Release Specialist (FCA Reg No: 604664)

Sunny Avenue verified the details on this profile
Sunny Avenue verified the details on this profile
David Cole - Equity Release Specialist
Experienced Lancashire based Lifetime Mortgage Adviser. Friendly, honest and professional. I offer a personal nationwide advisory service with my clients at the heart of everything I do. Accredited Later Life Lending Professional.
Minimum Wealth
No minimum
  • Equity Release
  • About us

David Cole - Equity Release Specialist

I have been working in the Financial Services industry for over 35 years putting the client at the heart of everything I do. I provide quality advice and world-class service to meet my client's needs.

​I have experience of working within the mainstream mortgage and protection industry but after gaining CeMAP and CeRER qualifications with distinctions I moved into the role of Equity Release Adviser.

I have many client reviews that are testament to the outstanding customer experience that my clients receive from me on each and every occasion. As an Equity Release Adviser, I have helped hundreds of customers to utilise the equity in their home in order to achieve their goals, aspirations, and to enjoy a better quality of retirement.

I am engaged by Viva Retirement Solutions and am proud to work for them as the company’s morals and ethics mirror my own and the company is highly regarded within the market and industry. I have also been listed in The Times in 2023 as a top adviser which is an achievement I am immensely proud of.

Outside of work, I try to focus on my health and fitness and enjoy the lovely home I share with my fiance Debbie and our one-eyed cat Rocky! My other interests include listening to a wide range of music with my favourite artist of all time being Elvis Presley. I also love watching films and have a massive collection across many genres, my favourites being thrillers and horrors both old and new.




David Cole Testimonials

“Extremely efficient and fast, good communication and considerate explanations at all stages. Would have no hesitation in recommending the services of David Cole.” - Mr Poingdestre

“David Cole, the Equity Release Advisor who dealt with my application was excellent. There was no hard sell - simply clear and detailed information provided in an open and friendly manner. Nothing was too much trouble and all questions were answered and all anxieties addressed. The whole process from the initial telephone conversation was very efficient.” - Mrs Booth

"First class service and help all the way through." - Miss Wass

“David Cole was clear and concise about the changes we were about to make with respect to Equity Release changes. Paperwork arrived promptly via email. The Solicitor suggested by David handled the paperwork efficiently. Overall excellent service by all concerned. Thank you to everyone." - Janis and Ian Henderson

Great service from David Cole who looked after us extremely well. I would certainly use the service again.” - David Hollom

Before we started our Journey into Equity Release we looked at many companies providing this service. We choose David Cole. David Cole, took us through the process step by step and was always at the other end of the phone if we had a query. The other team members who dealt with other areas of the process gave us the same support. Everyone was professional and patient. There was quite a lot of paperwork but it was clear and easy to deal with. And here we are now. Life is as normal except for COVID. We are able now to complete our wish list with the extra funds. A BIG Thank You to David - Tom Tyne

“The whole process was very professional, straightforward and surprisingly quick thanks to our adviser David Cole. David was extremely knowledgeable and talking things through with him confirmed we were making the right decisions. Would highly recommend David.” - Sylvia

“David Cole helped us through the process of Equity Release. He was extremely helpful, professional and supportive throughout the whole process. We cannot thank him enough.” - Carol

“Absolutely brilliant from the first meeting with David Cole to the meeting with the solicitor everything went like clockwork and I feel that if we had any concerns we could contact David anytime – excellent service and would recommend Key to anyone. - Christine Fearne 


The recommendations below represent are customers views, not the views of Sunny Avenue.


No obligation consultation

Advice methods

  • Face 2 Face
  • Telephone Appointments
  • Video Conferencing

Advice Type

  • Whole of MarketWhole of Market means this adviser can offer advice on products from a wide range of providers


  • Leyland, Lancashire
  • 07890652956
  • davidcole@vivaretirementsolutions.co.uk


Languages we do business in


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