House prices in Cotswold
The average house price in Cotswold is £408,433, based on the latest May 2026 HM Land Registry House Price Index. Over the past year, prices in Cotswold have risen (+3.9%), and over the last five years they have risen strongly (+10.7%). Five years ago the average was around £369,074. That puts Cotswold 40% above the England average of £292,095. That makes Cotswold the 69th most expensive of 317 local authorities in England & Wales, and the 86th fastest-rising over the past year.
House prices in Cotswold peaked at around £469,461 (October 2024). Since 1995 the average has changed by +443.1%. Adjusted for inflation, prices are -13.1% in real terms over the last five years — so in today’s money they have lagged behind the wider cost of living. Remember this is an area average — your own home’s value depends on its exact street, size and condition.
How Cotswold compares
| Area | Average price | 1 year | 5 years |
|---|---|---|---|
| Cotswold | £408,433 | +3.9% | +10.7% |
| England | £292,095 | +2.3% | +16.3% |
| Bexley | £408,585 | +2.2% | +12.5% |
| Vale of White Horse | £407,966 | +3.6% | +18.7% |
| Bath and North East Somerset | £406,169 | +0.9% | +15.1% |
Areas with similar house prices
- Bexley — £408,585
- Vale of White Horse — £407,966
- Bath and North East Somerset — £406,169
- Rochford — £411,367
- Newham — £405,002
- Brighton and Hove — £403,999
Compare with the England average, or browse all areas and the latest movers.
Frequently asked questions
What is the average house price in Cotswold?
The average house price in Cotswold is £408,433 as of May 2026, according to the HM Land Registry House Price Index. This is an average across all property types.
Are house prices in Cotswold rising or falling?
Over the last 12 months, average prices in Cotswold have risen (+3.9%). Over five years they have risen strongly (+10.7%). Month-to-month figures can be volatile, so the yearly trend is more reliable.
How much deposit do you need to buy in Cotswold?
On the average Cotswold home, a 10% deposit is about £40,843, and a 5% deposit around £20,422. Your mortgage is then based on the rest — see how that looks with our mortgage calculator.
Where do house prices in Cotswold rank in the UK?
Of 317 local authorities in England & Wales, Cotswold is the 69th most expensive and the 86th fastest-rising this year. See the full rankings and movers.
How can I find out what my Cotswold home is worth?
Use our free house value calculator — enter your postcode and what you paid, and it estimates today's value from Land Registry data. For a precise figure, ask a local estate agent or RICS surveyor.
Contains HM Land Registry data © Crown copyright and database right. Open Government Licence v3.0.