House prices in Cardiff
The average house price in Cardiff is £272,866, based on the latest May 2026 HM Land Registry House Price Index. Over the past year, prices in Cardiff have risen (+2.9%), and over the last five years they have risen strongly (+19.0%). Five years ago the average was around £229,208. That puts Cardiff 27% above the Wales average of £215,252. That makes Cardiff the 176th most expensive of 317 local authorities in England & Wales, and the 129th fastest-rising over the past year.
House prices in Cardiff peaked at around £272,866 (May 2026). Since 1995 the average has changed by +461.3%. Adjusted for inflation, prices are -6.5% in real terms over the last five years — so in today’s money they have lagged behind the wider cost of living. Remember this is an area average — your own home’s value depends on its exact street, size and condition.
How Cardiff compares
| Area | Average price | 1 year | 5 years |
|---|---|---|---|
| Cardiff | £272,866 | +2.9% | +19.0% |
| England | £292,095 | +2.3% | +16.3% |
| Dover | £271,263 | +1.0% | +1.6% |
| Rugby | £274,942 | +0.2% | +11.9% |
| North Yorkshire | £270,320 | +2.6% | +15.6% |
Areas with similar house prices
- Dover — £271,263
- Rugby — £274,942
- North Yorkshire — £270,320
- Breckland — £275,544
- Cheshire West and Chester — £268,449
- North Devon — £277,867
Compare with the Wales average, or browse all areas and the latest movers.
Frequently asked questions
What is the average house price in Cardiff?
The average house price in Cardiff is £272,866 as of May 2026, according to the HM Land Registry House Price Index. This is an average across all property types.
Are house prices in Cardiff rising or falling?
Over the last 12 months, average prices in Cardiff have risen (+2.9%). Over five years they have risen strongly (+19.0%). Month-to-month figures can be volatile, so the yearly trend is more reliable.
How much deposit do you need to buy in Cardiff?
On the average Cardiff home, a 10% deposit is about £27,287, and a 5% deposit around £13,643. Your mortgage is then based on the rest — see how that looks with our mortgage calculator.
Where do house prices in Cardiff rank in the UK?
Of 317 local authorities in England & Wales, Cardiff is the 176th most expensive and the 129th fastest-rising this year. See the full rankings and movers.
How can I find out what my Cardiff home is worth?
Use our free house value calculator — enter your postcode and what you paid, and it estimates today's value from Land Registry data. For a precise figure, ask a local estate agent or RICS surveyor.
Contains HM Land Registry data © Crown copyright and database right. Open Government Licence v3.0.